Toxic Mortgages & Healthy Home Loans February 28, 2008

Why are so many homes going into foreclosure, and why is the mortgage market in such trouble right now? This class will give you the insider info on the current crisis and teach you how to protect yourself.
You will learn:

* What is causing this Mortgage Crisis.
* The features in many mortgages that are causing people to lose their homes right now.
* What makes a mortgage toxic.
* How to tell which loan would be good for you and which could cause you problems.
* The difference between misleading advertising and honest disclosures.

The instructor, Carla Rayacich, has an MBA from Stanford University and is now Partner of Guarantee Mortgage-Menlo Park. She was the Founder and President of Stanford Mortgage, one of the Top 20 Mortgage Companies in the Bay Area, until she merged with Guarantee Mortgage in 2007. Ms. Rayacich has appeared on NBC News several times as an expert on mortgage and interest rate topics, and has been teaching real estate and finance courses in community colleges since 2003.

This is a valuable course for anyone with a home loan or considering one in the future. This information can save consumers thousands of dollars in loan costs and prevent major financial catastrophes.

$39.00 plus $2.00 for parking.

Official Website: http://shortcourses.fhda.edu/winter_08/realestate.html